Benefit summaries for our health insurance plans
A variety of low cost plan designs with flexible benefit options and a choice of networks
Tiered Choice
Effective 2/1/2012
HMO and PPO plans
Effective 4/1/2012
Effective date 1/1/2012
FCHP Direct Care is a plan with a limited provider network. This plan provides access to a network that is smaller than FCHP Select Care. In this plan, members have access to network benefits only from the providers in FCHP Direct Care. Please visit our Find a Doctor tool or consult the FCHP Direct Care provider directory to determine which providers are included in FCHP Direct Care. A paper copy can be requested by calling our Customer Service Department at 1-800-868-5200.
FCHP Steward Community Care provides access to a network that is smaller than FCHP Select Care. In this plan, members have access to network benefits only from the providers in FCHP Steward Community Care. Please visit our Find a Doctor tool or consult the FCHP Steward Community Care provider directory to determine which providers are included in FCHP Steward Community Care. A paper copy can be requested by calling our Customer Service Department at 1-800-868-5200.
FCHP Tiered Choice provides access to a network that is smaller than the FCHP Select Care provider network, and includes the tiered provider network called FCHP Tiered Choice. In this plan, members have access to network benefits only from the providers in FCHP Tiered Choice, and may pay different levels of copayments, coinsurance and/or deductibles depending on the tier of the provider delivering a covered service or supply. This plan may make changes to a provider’s benefit tier annually on January 1. Please visit our Find a Doctor tool
or consult the FCHP Tiered Choice provider directory to determine which providers are included in FCHP Tiered Choice. A paper copy can be requested by calling our Customer Service Department at 1-800-868-5200.